Tax Relief in Miami, FL: Get IRS Help Across Miami-Dade County

If what you owe is $50,000 or less, the IRS usually approves a long-term installment agreement without a detailed look at your finances. Past that point, it asks for Form 433-A and checks every expense against its allowance tables.

The IRS housing figure for a family of four in Miami is $3,414 a month in 2026, second only to the Florida Keys among the state's 67 counties. We list your actual rent, insurance and car payments so the plan matches the life you are living.

A wage garnishment never comes out of nowhere. The CP504 warns you, then the LT11 or Letter 1058 gives you 30 days to ask for a Collection Due Process hearing. After that, your employer keeps everything above the Publication 1494 exempt amount from each check.

In Miami we see levies on cruise line payrolls, airline and airport crews, and hospital staff. The release usually comes once a payment plan or hardship status is in place, since the IRS generally can't keep levying while an installment agreement is in effect.

A lien is a public notice that the IRS has a claim on what you own, and it shows up when you try to sell a condo or refinance. A levy is the seizure itself: the IRS pulling money from your bank, your wages, or your business receivables.

Business accounts in Miami get hit hard, often in the middle of the month when rent and payroll are due. The bank holds the funds for 21 days, and that is the window for a bank levy release. For liens, we look at discharge, subordination or withdrawal, depending on the goal.

Currently not collectible status is for people who cannot pay anything after basic living costs. Collection stops, including levies. Interest keeps growing, a lien can still be filed, and the IRS checks back on your income from time to time.

A single adult in Miami gets a 2026 housing allowance of $2,474 a month. If your rent alone runs higher and your necessary costs leave no room, we show it on Form 433-A and ask the IRS to pause collection.

Most audits arrive by mail, but an office audit in Miami means a meeting at the IRS Taxpayer Assistance Center at 51 S.W. First Ave., Suite 311, downtown. Revenue officers now schedule visits by Letter 725-B instead of showing up unannounced.

With Power of Attorney filed, an enrolled agent attends for you and handles the examiner's questions. We also take on payroll tax cases and innocent spouse relief claims. If money is tight, Legal Services of Greater Miami runs a free tax clinic that works in Spanish and Haitian-Creole.